If you are worried about the rising cost of energy and the cost of your heating bills, you are probably considering ways in which you can save money. Effective insulation of your house can save hundreds of pounds per year, and is one of the most practical solutions for saving energy.
The types of insulation range from double glazed windows to reduce heat loss, to loft insulation to prevent heat escaping through the roof.
Floor insulation can be installed to stop cold air getting in through gaps between floor boards and skirting boards and draught proofing can stop unnecessary heat loss.
Cavity wall insulation is one of the most beneficial types of insulation and could save over £100 per year alone
The cost of the installation is an important factor. Some products, such as double glazing, could cost several thousands, but may only save £100 or so a year.
If you are staying in a property long-term this could be a worthwhile investment, and will improve the comfort of your home; but if you do not intend to be at the house for more than a few years, the cost could well outweigh the benefit.
Other types of insulation can be installed quite cheaply, and there are also a number of grants and offers available which can help towards the cost of home insulation.
The Carbon Emissions Reduction Target (CERT) was introduced in 2008, and it requires gas and electricity suppliers to take practical steps to reduce carbon emissions from homes in the UK.
Energy providers are obliged to promote services and products which improve energy efficiency, such as insulation; and to increase the amount of energy produced from renewable sources, such as ground source heat pumps.
What this means for the consumer is that energy companies offer grants to help you pay for energy efficient improvements to your home, including grants for insulation.
The initiative is open access and you can claim the grant from any gas or electricity company, even if they don’t supply your energy.
The grants vary, but most energy providers offer free home insulation grants to those over 70 years of age, or on certain benefits. You can call a local advice centre to finds out more about the grants on 0800 512 012.
Energy Saving Home Insulation Grants and Offers
Grants for the installation of energy saving measures in your home, including grants for loft insulation, are available from the government, from energy companies, and from local authorities.
Energy suppliers are required to give grants and offers for home improvements, while most local authorities offer energy saving grants for local residents. Contact your local council for details of initiatives that are available in your area.
The government-run scheme in England, The Warm Front Scheme, aims to make homes more energy efficient by installing insulation and making energy-saving improvements to properties.
The scheme provides heating and insulation improvements to households who are on certain benefits related to income, and who live in homes that are poorly heated and insulated.
Households which meet the criteria for the initiative can receive up to £3,500 in grants for energy saving improvements, and up to £6,000 where oil central heating or alternative heating methods are recommended.
Finanacial help available under the scheme includes loft insulation grants, cavity wall insulation grants, draught proofing grants, grants for the insulation of your hot water tank, gas, LPG, electric and oil fired heating systems, and glass fronted fires (this involves converting your solid fuel open fire into a glass fronted fire).
As long as the cost of the work remains within the limit of the grant you will not be liable for any costs. If the work does cost more than the grant then you would be required to contribute the difference before any work can go ahead.
People eligible for the scheme must meet certain conditions to qualify. Grants are offered to people on pension credit or income-related employment and support allowance.
People who receive income support or income-based jobseeker allowance may qualify if they also receive a pensioner premium, a disability or severe disability premium, child tax credits with an element for a disabled or severely disabled child, or they have a child under the age of five living with them.
Government Grants for Insulation – The Green Deal
The Green deal is an innovative government initiative designed to help people improve the energy efficiency of their homes. It is due to be launched in late 2012 and provides finance for the cost of installing energy saving measures.
The cost of installing insulation and other energy saving products will be paid back by you eventually, but rather than a typical personal loan the charges are taken through the meter and re-paid through your fuel bill.
The idea is that the energy saving improvements will reduce your energy bill and offset some of the costs of installation. If you move out of the house, the responsibility to repay the ‘loan’ falls to the person who moves in, as they will be benefitting from the enhanced energy efficiency of the home.
With gas and electricity prices soaring, most of us are looking to save energy and save money by reducing our heating bills. Insulation is one of the easiest and most practical ways to improve the energy efficiency of your home by reducing heat loss.
Thankfully for consumers, the government is committed to reducing carbon emissions inline with the Kyoto agreement, and is pushing the installation of better insulation and energy saving products into homes.
The Carbon Emission Reduction Target commits energy companies to the promotion of energy saving initiatives such as better home insulation. Energy companies are required to offer grants for the installation of insulation, and consumers can take up offers with any company regardless of who supplies their power.
Most local authorities have initiatives for local residents, and it is worth contacting your council to see what they can offer; while the government provides substantial grants for people on certain benefits to improve the efficiency of their homes.
If you are looking to insulate your property, take the time to check whether you qualify for any financial help towards the cost.